This class is about you and your future. This blog will allow you to think about topics and how they relate to you. This site is for you to read, think, write and discuss your opinions and thoughts
Mrs Lisa Rowland: lrowland@middletowncityschools.com
"The act, which was signed into law last May, bans unfair rate hikes, unreasonable late fees and unfair subprime fees; mandates clear terms and language on credit card contracts; ensures accountability from the issuers and regulators; and provides protections for young people and college students."
I like this idea, because i remember how my grandma's healthcare rates went up when something happened to her etc. This will make people less broke and want to make them spend their money more often to help the economy.
No more hidden rates or fees:) The act was signed into law last May, and that bans unfair rate hikes, unreasonable late fees and unfair subprime fees. And they added consumer protection for college students which is really good because tat will make students wanna go more.
I'm glad the new credit card reform is now in affect. with no hidden fees i think its time i get my card back. an with the protection for college kids i can't wait to go.
It's very good there will be hidden rates or fees. This is a good idea to get rid of the rates an fees for the people looking forward to go to college....
It's very good there will be hidden rates or fees. This is a good idea to get rid of the rates an fees for the people looking forward to go to college....
I think the credit card reform is an excellent idea. I also think its safe for a college student. I also like that their no more hidden rates or fees, they also put the consumers protection for the collge students and i thin that is very good for everyone.
the credit card reform will be a great thing for college kids. Who seem to be the most effected by credit cards. this will save everyone a lot of money.
i think this is a very good thing for every one. i think this act will make people more compelled to buy things knowing that there rate plan wont unexpectedly change.
This law is really gonna make a difference in prevention of credit scheming. The law passed in may called "CARD" stops unfair hikes of price and things of that nature as well as providing protection for young people and college students. The only real downside i could see to this is that people who already are hurting financially may hurt more.. Other than that "I approve"
This new reform idea will be great for everyone! I think it will help out, alot. This way people can't be scammed with stupid hidden fees or any extra money needed for it. This is a positive action.
I think this is just another scam. If they do this they will make a lot less money. No one wants to lose money. This act just means they aren't going to hide what they're taxing. Not that they're going to stop taxing. The only difference is now you'll know why they're taking all your money. There is no way I'm ever getting a credit card.
Its about time. With me going to be going to collage real soon, i can get an account. It has no hidden fees so that i can buy a lot off thing i need. Also they cant take any of my money out without my permission.
this is a really good idea, the idea of no more hidden rates or fees is great. and the protections for college students, the credit card reform is great(:
Yah this will help people out an cause them to know what there losing money on an were there money is going but really I think credit cards are sometimes pointless. there a good thing if you can pay it off but very bad if not.
Is cool that is no more Hidden Rates or Fees because people don't have to pay a lot money for pass the card credit for error... So i thing this a good thing that the Reform has finally kicked into place
I learned that there won't be anymore hidden rates or fees on the credit cards anymore. This will help when I finally do get a credit card when I'm in college next year.
According to this article there will be no more hidden fees or rates attached to credit cards so that they will be safer for consumer use. I would like to hope that that is true, but I am rather doubtful that the government has that much control over the businesses.
I think that getting rid of all of the hidden rates and fees are good. This is good now because all of the big companies cannot cheat money out of everybody. So you will now have to pay for exactly what you thought you were supposed to be paying for.
I think the new credit reform idea is great because there will be no rates or fees. And better transparency and added consumer protections for college students.And that will be good for me when I go to college or decide to get a credit card and the fact we don't have hidden rate hikes.In the future we won't have as much people in debt!
I myself have no credit card as of yet and don't plan to get one in the near future, however, this is good news for my parents. One of my dad's complaints are the rates and extra fees that he has to pay every single month. Hopefully this reform will help many people that are having trouble keeping up with their credit card bills.
It's a really good thing that there won't be anymore secrets from the credit card companies. The credit card company and the consumer can both know what's going on with their money and not have any problems. This may help more people not be as broke as they would have been if this act wasn't signed into law last May.
I think this is a great idea. Especially for college students and soon to be's. The fact that there are no more hiddens rates or fee's is deffinitely a plus because now credit card companies can't cheat you out of your money. And everyone needs there money.
You can have a credit card with no hidden fees! That is awesome. It also protects college students, which means there will be a lot more college students. It was issued last May. Im so glad this happened.
I can't stand hidden rates! Needless to say, if you have purchase a credit card before the reform you are more than likely to face a bundle of hidden rates, something that the credit card companies wont tell you! I honestly think that this reform idea is a great idea... people shouldn't be cheated out of their money.... we already in recession!:( I'M SO GLAD THAT IM SMART, AND CAPABLE OF MAKING GOOD DECISIONS .... I DON'T NEED A CREDIT CARD, JUS GIVE MY MONEY TO ME.:)LOL. TTYL.
I can't stand hidden rates! Needless to say, if you have purchase a credit card before the reform you are more than likely to face a bundle of hidden rates, something that the credit card companies wont tell you! I honestly think that this reform idea is a great idea... people shouldn't be cheated out of their money.... we already in recession!:( I'M SO GLAD THAT IM SMART, AND CAPABLE OF MAKING GOOD DECISIONS .... I DON'T NEED A CREDIT CARD, JUS GIVE MY MONEY TO ME.:)LOL. TTYL.
Now with the new laws they are saying that you can have a credit card with no hidden fees, which is really good because you can now not worry about having to pay extra for other stuff. But we will see.
About time. Credit card people are more devious than all of Russian mob. At least they had the courtesy to let you know they were gonna rob you blind and break your knee caps. It does my heart good to see the government working for the little guy, rare sight that it is. Score another point for us. Now about that health care...
It's great that the credit card reform act is passed. No more hidden fees and secrets from the companies is a good thing for the american economy and the people using credit cards.
This is a step in the right direction but its still missing things. Mainly the problem is its not helping people who already have credit card problems to work with. Its nice that newer credit cards will be at less risk, but the main problem is people who already have problems.
Since there wouldnt be hidden rates and fees on credit cards, the reform would be a positive move. This could help people to not get cheated out of their money. This would protect many and I would love, to help me when I start using a credit card.
They set new reforms to level the playing field for consumers. It will eliminate hidden rate increases, unreasonable late fees, and will make less confusing for the consumer. This will help with the huge population with credit card debt. This will also help the Economy and more people will have money to spend.
New policies were set in place on February 22nd to protect consumers from unreasonable late fees, and hidden late fees. It will also help with the confusion and unfair practices of the credit card companies.
I think the credit card reform is an excellent idea. I also think its safe for a college student. With no hidden fees i think its time i get my card back. an with the protection for college kids i can't wait to go.
The idea is good. Without hidden rates or fees more people with be trusting credit companies more, and willing to spend more money. Also they will be saving money. I think it will help kind of reboot the economy a couple steps.
According to this article there will be no more hidden fees or rates attached to credit cards so that they will be safer for consumer use. Although this would be a great idea there is no way they are going to achieve this goal because all credit card companies will do whatever they can to get the most money possible and even though the government believes they have complete control over the companies they really don't because businesses are sneaky and love to make money.
Its good that there will not be hidden Fees any more that means when people get a credit card they will have less worrys and will be able to not get there money takin away with out them knowing.
i think its a good thing they finally show us more instead of hiding it. i think it is better for us younger people for the future and our future. i am just glad there are no more hidden fees and all the nonsense.
credit cards are the most thing that people lose money on. hidden rates just shows that credit cards just a card that you hold on an spend one that you can use for improtant things.
The credit act will do absolutely nothing. The credit card companys have found away around these things before and thy will do it again. Its only a matter of time before they figure a new way to screw us over.
With anything you get there is always something they don't exactly tell you everything about. Its really bad though to put hidden rates and fees on such things as credit cards. In my opinion people should lower the use of their credit cards as much as possible.
About time they have gotten some common sense to make it so that credit card company's cant cheat you out your money or add hidden fees/rates. This probably will make more people go out and get credit cards because , they fixed this problem.
hidden rates with credit cards is already bad but the gov think but putting restriction on CERTAIN FEES it will bring dow the debt rate ha i think not not as long as people continue to shop using credit
The hidden fees eliminated! Finally we can use our credit cards with out being scammed out of our money. The credit card companies keep to much from us but i feel confident about the new credit card reform being a good thing.
60 comments:
I'm Glad That There Will Be No More Hidden Rates Or Fees.. So I Think This A Good Thing That The Reform Has Finally Kicked Into Place.
I love the new credit card reform idea. Makes me looking forward to going to college even more.
basically they are saying that credit card companies cant cheat you out of your money or give you hidden fees
I wonder if gov't can use some special card without Hidden Rates and Fees so everyone can be peace again........'^'
"The act, which was signed into law last May, bans unfair rate hikes, unreasonable late fees and unfair subprime fees; mandates clear terms and language on credit card contracts; ensures accountability from the issuers and regulators; and provides protections for young people and college students."
I like this idea, because i remember how my grandma's healthcare rates went up when something happened to her etc. This will make people less broke and want to make them spend their money more often to help the economy.
No more hidden rates or fees:) The act was signed into law last May, and that bans unfair rate hikes, unreasonable late fees and unfair subprime fees. And they added consumer protection for college students which is really good because tat will make students wanna go more.
I'm glad the new credit card reform is now in affect. with no hidden fees i think its time i get my card back. an with the protection for college kids i can't wait to go.
It's very good there will be hidden rates or fees. This is a good idea to get rid of the rates an fees for the people looking forward to go to college....
It's very good there will be hidden rates or fees. This is a good idea to get rid of the rates an fees for the people looking forward to go to college....
I think the credit card reform is an excellent idea. I also think its safe for a college student. I also like that their no more hidden rates or fees, they also put the consumers protection for the collge students and i thin that is very good for everyone.
Im glad there will be no more hidden rates or fees. i y
think everyone will be more happy
the credit card companies can take money out of peoples credit cards cause they can and will fi they want to
I'm very excited about the new credit card reform. No hidden rates/fees, sounds just perfect.
the credit card reform will be a great thing for college kids. Who seem to be the most effected by credit cards. this will save everyone a lot of money.
i think this is a very good thing for every one. i think this act will make people more compelled to buy things knowing that there rate plan wont unexpectedly change.
This law is really gonna make a difference in prevention of credit scheming. The law passed in may called "CARD" stops unfair hikes of price and things of that nature as well as providing protection for young people and college students. The only real downside i could see to this is that people who already are hurting financially may hurt more.. Other than that "I approve"
This new reform idea will be great for everyone! I think it will help out, alot. This way people can't be scammed with stupid hidden fees or any extra money needed for it. This is a positive action.
I think this is just another scam.
If they do this they will make a lot less money. No one wants to lose money. This act just means they aren't going to hide what they're taxing. Not that they're going to stop taxing. The only difference is now you'll know why they're taking all your money. There is no way I'm ever getting a credit card.
im happy that i know whats getting taken out so i know how much money i really have
Its about time. With me going to be going to collage real soon, i can get an account. It has no hidden fees so that i can buy a lot off thing i need. Also they cant take any of my money out without my permission.
this is a really good idea, the idea of no more hidden rates or fees is great. and the protections for college students, the credit card reform is great(:
Yah this will help people out an cause them to know what there losing money on an were there money is going but really I think credit cards are sometimes pointless. there a good thing if you can pay it off but very bad if not.
Is cool that is no more Hidden Rates or Fees because people don't have to pay a lot money for pass the card credit for error... So i thing this a good thing that the Reform has finally kicked into place
I'm glade that there is no more hidden fees. so its a good thing they reformed the cards.
I learned that there won't be anymore hidden rates or fees on the credit cards anymore. This will help when I finally do get a credit card when I'm in college next year.
According to this article there will be no more hidden fees or rates attached to credit cards so that they will be safer for consumer use. I would like to hope that that is true, but I am rather doubtful that the government has that much control over the businesses.
I think that getting rid of all of the hidden rates and fees are good. This is good now because all of the big companies cannot cheat money out of everybody. So you will now have to pay for exactly what you thought you were supposed to be paying for.
I think the new credit reform idea is great because there will be no rates or fees. And better transparency and added consumer protections for college students.And that will be good for me when I go to college or decide to get a credit card and the fact we don't have hidden rate hikes.In the future we won't have as much people in debt!
I myself have no credit card as of yet and don't plan to get one in the near future, however, this is good news for my parents. One of my dad's complaints are the rates and extra fees that he has to pay every single month. Hopefully this reform will help many people that are having trouble keeping up with their credit card bills.
It's a really good thing that there won't be anymore secrets from the credit card companies. The credit card company and the consumer can both know what's going on with their money and not have any problems. This may help more people not be as broke as they would have been if this act wasn't signed into law last May.
I think this is a great idea. Especially for college students and soon to be's. The fact that there are no more hiddens rates or fee's is deffinitely a plus because now credit card companies can't cheat you out of your money. And everyone needs there money.
You can have a credit card with no hidden fees! That is awesome. It also protects college students, which means there will be a lot more college students. It was issued last May. Im so glad this happened.
I can't stand hidden rates! Needless to say, if you have purchase a credit card before the reform you are more than likely to face a bundle of hidden rates, something that the credit card companies wont tell you! I honestly think that this reform idea is a great idea... people shouldn't be cheated out of their money.... we already in recession!:( I'M SO GLAD THAT IM SMART, AND CAPABLE OF MAKING GOOD DECISIONS .... I DON'T NEED A CREDIT CARD, JUS GIVE MY MONEY TO ME.:)LOL. TTYL.
I can't stand hidden rates! Needless to say, if you have purchase a credit card before the reform you are more than likely to face a bundle of hidden rates, something that the credit card companies wont tell you! I honestly think that this reform idea is a great idea... people shouldn't be cheated out of their money.... we already in recession!:( I'M SO GLAD THAT IM SMART, AND CAPABLE OF MAKING GOOD DECISIONS .... I DON'T NEED A CREDIT CARD, JUS GIVE MY MONEY TO ME.:)LOL. TTYL.
Now with the new laws they are saying that you can have a credit card with no hidden fees, which is really good because you can now not worry about having to pay extra for other stuff. But we will see.
About time. Credit card people are more devious than all of Russian mob. At least they had the courtesy to let you know they were gonna rob you blind and break your knee caps. It does my heart good to see the government working for the little guy, rare sight that it is. Score another point for us. Now about that health care...
It's great that the credit card reform act is passed. No more hidden fees and secrets from the companies is a good thing for the american economy and the people using credit cards.
This is a step in the right direction but its still missing things. Mainly the problem is its not helping people who already have credit card problems to work with. Its nice that newer credit cards will be at less risk, but the main problem is people who already have problems.
Since there wouldnt be hidden rates and fees on credit cards, the reform would be a positive move. This could help people to not get cheated out of their money. This would protect many and I would love, to help me when I start using a credit card.
They set new reforms to level the playing field for consumers. It will eliminate hidden rate increases, unreasonable late fees, and will make less confusing for the consumer. This will help with the huge population with credit card debt. This will also help the Economy and more people will have money to spend.
New policies were set in place on February 22nd to protect consumers from unreasonable late fees, and hidden late fees. It will also help with the confusion and unfair practices of the credit card companies.
I think the credit card reform is an excellent idea. I also think its safe for a college student. With no hidden fees i think its time i get my card back. an with the protection for college kids i can't wait to go.
The idea is good. Without hidden rates or fees more people with be trusting credit companies more, and willing to spend more money. Also they will be saving money. I think it will help kind of reboot the economy a couple steps.
According to this article there will be no more hidden fees or rates attached to credit cards so that they will be safer for consumer use. Although this would be a great idea there is no way they are going to achieve this goal because all credit card companies will do whatever they can to get the most money possible and even though the government believes they have complete control over the companies they really don't because businesses are sneaky and love to make money.
I am glad that we do not have fees and people can keep there money and not put it with the cards no more
Its good that there will not be hidden Fees any more that means when people get a credit card they will have less worrys and will be able to not get there money takin away with out them knowing.
i think its a good thing they finally show us more instead of hiding it. i think it is better for us younger people for the future and our future. i am just glad there are no more hidden fees and all the nonsense.
credit cards are the most thing that people lose money on. hidden rates just shows that credit cards just a card that you hold on an spend one that you can use for improtant things.
The credit act will do absolutely nothing. The credit card companys have found away around these things before and thy will do it again. Its only a matter of time before they figure a new way to screw us over.
I think thats great. No more hike rates, well hidden rates. many people go into because of that; and this is a great way to help.
With anything you get there is always something they don't exactly tell you everything about. Its really bad though to put hidden rates and fees on such things as credit cards. In my opinion people should lower the use of their credit cards as much as possible.
About time they have gotten some common sense to make it so that credit card company's cant cheat you out your money or add hidden fees/rates. This probably will make more people go out and get credit cards because , they fixed this problem.
The new credit card idea is good because i can go to college.
hidden rates with credit cards is already bad but the gov think but putting restriction on CERTAIN FEES it will bring dow the debt rate ha i think not not as long as people continue to shop using credit
i seriously think credit cards aint good cause some might not eva get the money to pay it off.
The hidden fees eliminated! Finally we can use our credit cards with out being scammed out of our money. The credit card companies keep to much from us but i feel confident about the new credit card reform being a good thing.
I am happy that there wont be any hidden rates or fees. I think that itll help people stay out of debt
I am happy that there wont be any hidden rates or fees. I think that itll help people stay out of debt
I am happy that there wont be any hidden rates or fees. I think that itll help people stay out of debt
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