Olympic Trials 2012

Welcome to Honor's Personal Finance 2012-2013.   Blog directions will be provided in a handout given out in class.  Keep in mind posts are due weekly!  Every Monday for full credit--  

Review- Investing

Review- Investing

Anybody can adequately save for retirement, as long as they do their research and/ or receive help.

The best time to start your retirement plans is at the earliest age that you are able to do so.

The retirement plan that has the employer match the contributions that the employee puts into it is a 401K

IRAs allow for money to grow tax free.

Something to consider when looking at an employer is the retirement benefits.

You need to have other forms of savings for retirement other than Social Security.

When investing, you invest aggressively when you are young, balanced when you are older, and conservatively when you are older.

The two types of IRAs are Traditional and Roth.

A type of investment that is more diversified that buying a single stock is a mutual fund.

The experts say that 20%- 30%  of your income should be put towards retirement and savings.

http://money.cnn.com/2012/05/07/markets/facebook-ipo-investors/index.htm?iid=HP_LN

Read this article about Facebook stock.  Would this have changed your stock market investment?  If so, why or why not?

This is your FINAL article.  This article is due May 11.

http://online.wsj.com/article/SB10001424052702304818404577350030559887086.html?mod=CRE_hp_LEFTTopStories&mg=blogs-secaucus-wsj

This article is due May 4th

Read this article about paying off student loans.  What were some issues people faced?  What are your concerns after reading this article?   

High School Students Preparing Tax Returns

This article is due April 27, 2012
Read this article about students doing taxes for the community.  Did you file your own taxes this year?  Did you help file them?  Do your parents do their own taxes?  or hire to have them done?  Would you be willing to get the necessary training to participate in such a program?http://online.wsj.com/article/SB10001424052748704628404576264943298438106.html

Should Everyone Be Required to Have Health Insurance?

Read this online article about should health insurance be required.  Which side do you agree with and explain why?
This article is due April 20th

What Kind of Car Do You Plan To Drive?

Read the following article about the cost of insurance for certain types of vehicles.  What type of car do  you currently own or drive?  How much is your family paying for you to drive that car?  List and discuss an important fact from this article.

This article is due April 13th, 2012 

Planning Your Future

Read this article about Personal Finance.   What were 2 things that surprised you from this article and or what were 2 important facts that you plan to include in your personal finance plan. 
This article is due March 30, 2012.  

How Much Are You Saving?

This article is due Friday, March 23rd.  Read the article about what the norm is doing concerning their savings.  What concerns you most about what these young adults are doing?  How will this impact their future? Have you worked? or are you currently working?  If so, do you have a savings plan in place?  Do you have money saved currently?  invested?

Impact of March Madness On The Economy

This weeks article is due Friday, March 16th.  Keep in mind this grade is now part of the TEST, Quiz, Essay Category which is at 75% of the grade.  

Read the article and discuss ways in which the article describes how March Madness is good for the economy?  Do you agree with this?  And Explain Why.  If you believe it is bad, please explain.   Will you complete a bracket? If so, who do you believe will win it all.

Google and You

This article is due March 9
 (SPECIAL NOTICE- Articles from this point on will be recorded under Test/Quiz/Essay Grades.  Keep in mind this is 75% of your grade.  Please make sure you complete assignments on time.  Late articles will severely hurt your grade status)   Be complete when discussing articles and your opinion) 


Read this article and comment on your opinion about your likes and concerns in what changes Google has made.

Why Are Gas Prices Climbing?

Due date: March 2nd

Read this article and watch the suggested video clips.   List two things that you learned from this article and or video clips about gas prices.  How might this impact you and your family?

Facebook

Do you agree that Facebook is an indicator of job performance?  Do you have Facebook?  Does this make you rethink what you are posting?  If you don't have Facebook, would  you consider signing up for Facebook knowing how future employers could use your site.

Due date, Friday, February 24th. 

Cost of Valentine's Day

Read this article about Valentines Day.  Is this a holiday that you celebrate? Will you be spending money this year?  If so, what is your projection of how much you will be spending? How do you feel about this holiday?


This article is due February 17th


You must do ONE for this week.  You can either choose this article or the one below.

Back to School

This weeks article is due Friday, February 17th.

Read this article about adults going back to college.  Why is this necessary?  Do you know anyone that has returned to college as an adult?  Did this help them in finding a job?

Kasich Education Plan

This article is due Friday, February 10th
Read the article about Kasich's educational plan.  Do you agree or disagree and why?